{
  "name": "KhulaFin — Africa's Financial Nervous System",
  "short_name": "KhulaFin",
  "description": "WhatsApp-native banking for South Africa's 68M unbanked. Loans in 38 seconds. No bank account needed.",
  "start_url": "/",
  "display": "standalone",
  "background_color": "#0A1628",
  "theme_color": "#D4A853",
  "orientation": "portrait-primary",
  "lang": "en-ZA",
  "scope": "/",
  "categories": ["finance", "business"],
  "icons": [
    {
      "src": "data:image/svg+xml,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 192 192'><rect width='192' height='192' rx='32' fill='%230A1628'/><text y='130' x='30' font-size='120'>💛</text></svg>",
      "sizes": "192x192",
      "type": "image/svg+xml",
      "purpose": "any maskable"
    },
    {
      "src": "data:image/svg+xml,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 512 512'><rect width='512' height='512' rx='80' fill='%230A1628'/><text y='360' x='60' font-size='320'>💛</text></svg>",
      "sizes": "512x512",
      "type": "image/svg+xml",
      "purpose": "any maskable"
    }
  ],
  "screenshots": [
    {
      "src": "https://khulafin.com/screenshot-mobile.png",
      "sizes": "390x844",
      "type": "image/png",
      "form_factor": "narrow"
    }
  ],
  "shortcuts": [
    {
      "name": "Apply for Loan",
      "short_name": "Apply",
      "description": "Apply for a micro-loan in 38 seconds",
      "url": "/?action=apply",
      "icons": [{ "src": "data:image/svg+xml,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 96 96'><text y='.9em' font-size='90'>💰</text></svg>", "sizes": "96x96" }]
    },
    {
      "name": "AI Engine",
      "short_name": "AI",
      "description": "Explore the AI credit engine",
      "url": "/ai-engine",
      "icons": [{ "src": "data:image/svg+xml,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 96 96'><text y='.9em' font-size='90'>🤖</text></svg>", "sizes": "96x96" }]
    }
  ],
  "related_applications": [],
  "prefer_related_applications": false
}